My Finance Therapist
SAVE TAX • PLAN BETTER • TAX AUDIT • GST EXPERTS • STATUTORY AUDIT • LEGAL SERVICES • INVEST SMART • SEBI-REGISTERED ADVISORS • BUSINESS REGISTRATION • CREDIT REPAIR • DEBT RELIEF • PAYROLL MANAGEMENT • VIRTUAL CFO • BUDGET COACHING • TM & IP PROTECTION • SAVE TAX • PLAN BETTER • TAX AUDIT • GST EXPERTS • STATUTORY AUDIT • LEGAL SERVICES • INVEST SMART • SEBI-REGISTERED ADVISORS • BUSINESS REGISTRATION • CREDIT REPAIR • DEBT RELIEF • PAYROLL MANAGEMENT • VIRTUAL CFO • BUDGET COACHING • TM & IP PROTECTION •
Trusted • Compliant • Fast

Audit, Tax, Legal & Investments—handled end-to-end with clarity.

From Income Tax and GST Tax Audit to Statutory Audit, Legal Services, and Investments via SEBI-registered partners—one team, zero confusion.

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India-ready expertise across IT Act, GST, Companies Act & SEBI rules.
Private & secure with scoped deliverables and timelines.
Transparent pricing—clear quote before we begin.

Services

Tap any card to start a WhatsApp chat.
Income Tax documents and calculator 🧾Income Tax

Individuals & Businesses

Filed right, planned smart—as per latest utilities and rules. Handled by a Certified Chartered Accountant (CA).

  • Old vs New Regime (115BAC), 80C/80D/80G planning, HRA & home‑loan
  • Form 16, AIS/TIS & 26AS reconciliation; TDS/TCS corrections
  • Capital gains (equity/MF/property), ESOP/RSU, foreign income
  • Advance tax, refund tracking, defective return fixes
What’s included

Deliverables

  • Tax computation sheet & deduction schedule
  • ITR preparation & e‑filing acknowledgement
  • AIS/TIS variance report & fixes
  • Capital‑gains working (Eq/MF/Property)

Typical timeline

  • 2–5 business days after complete info
  • Same‑day for simple salaried cases
  • Revised return within 24–48 hrs

What we need

  • PAN, Aadhaar, Form 16/16A
  • AIS/TIS, 26AS, rent/home‑loan proofs
  • Brokerage P&L & statements (if any)

Add‑ons

  • Notice responses & rectifications
  • NRI/DTA relief & foreign income
  • HUF setup & tax planning memo
Timelines depend on complete documents and portal availability.
File my ITRPlan my taxes
GST audit and reports 🧮GST Tax Audit

Reconciliations, ITC & Notices

Deep‑dive reconciliation and documentation support. Handled by a Certified Chartered Accountant (CA).

  • GSTR‑1/3B vs books; 2A/2B ITC matching & blocked ITC review
  • E‑invoicing/E‑way bill checks; electronic credit ledger rules
  • Annual return GSTR‑9/9C; DRC‑01C ITC mismatch responses
  • Replies to ASMT/DRC notices; audit working papers
What’s included

Deliverables

  • 1/3B vs Books reconciliation pack
  • 2A/2B ITC eligibility & blocked ITC memo
  • GSTR‑9 & 9C working papers and filing
  • Draft replies for ASMT/DRC notices

Typical timeline

  • 5–10 business days (monthly audit)
  • Annual 9/9C: 1–3 weeks depending on volume

What we need

  • Sales & purchase registers; ledgers
  • Portal downloads (1, 3B, 2A/2B, E‑invoices)
  • E‑way bills, RCM workings (if applicable)

Add‑ons

  • Department representation
  • Health‑check with process notes
  • ITC optimisation playbook
Start GST auditAsk a GST question
Statutory audit workspace 📊Statutory Audit

Companies (Ind AS / Schedule III)

Planning to reporting—clean, timely audit close.

  • CARO‑2020 reporting & IFC testing; fraud reporting u/s 143(12)
  • Sampling & walkthroughs; vouching and controls documentation
  • SA‑700 opinion, management letter & audit decks
  • FA/Inventory procedures; revenue recognition testing
What’s included

Deliverables

  • Audit plan, materiality & sampling basis
  • IFC walkthroughs & test results
  • CARO‑2020 annexure & SA‑700 report
  • Management letter (issues & recommendations)

Typical timeline

  • 2–6 weeks based on company size
  • Aligned to statutory close calendar

What we need

  • Trial balance, GL & ledgers
  • Bank statements, FAR, inventory sheets
  • Key contracts & policy docs

Add‑ons

  • Ind AS conversion & training
  • Due diligence support
  • Audit committee/Board decks
Discuss scopeShare documents
Investment charts 📈Investments (SEBI)

Opportunities via SEBI‑registered advisors

Goal‑based portfolios with transparent, direct‑plan approach.

  • Direct‑plan mutual funds; index funds (Nifty/Sensex) & ETFs
  • SIP/STP/SWP, asset allocation & disciplined rebalancing
  • ELSS for tax saving; debt/liquid funds for parking/goals
  • Risk profiling, SEBI‑mandated disclosures & execution support
What’s included

Deliverables

  • Risk profile & Investment Policy Statement (IPS)
  • Model portfolio & execution via RIA/MFD partner
  • Quarterly review & rebalance plan
  • Tax‑loss harvesting guidance

Typical timeline

  • 3–7 business days to onboard & deploy
  • Reviews: quarterly / semi‑annual

What we need

  • KYC, risk profile inputs & goals
  • Current holdings/capital gains history
  • Banking & folio details for execution

Notes

  • Advice only via SEBI‑registered intermediaries
  • No guaranteed returns; risk‑matched approach
Speak to an RIA partnerPortfolio review

Advisory provided only by SEBI‑registered intermediaries. We facilitate connects & paperwork.

Payroll processing 👥Payroll • PF/ESI • TDS

People‑ops compliance

Salary structure, filings, and year‑end close.

  • CTC design (HRA/LTA), payslips & FnF
  • PF/ESI registration & monthly returns; PT/LWF
  • TDS returns (24Q/26Q), Form‑16 generation
  • Gratuity, bonus & leave encashment policies
What’s included

Deliverables

  • Monthly payroll run & payslips
  • PF/ESI/PT filings & challans
  • TDS 24Q/26Q & Form‑16
  • Year‑end proof collection & close

Typical timeline

  • Onboarding: 3–5 business days
  • Monthly cadence with cut‑offs

What we need

  • Employee master & attendance
  • Payroll policies & CTC structures
  • Portal credentials (as required)

Add‑ons

  • HR policy handbook
  • Mapping to books & reconciliations
  • Gratuity/bonus advisory
Set up payrollTDS help
CFO dashboard on laptop 🧠Virtual CFO

Numbers → decisions

Board‑friendly insights without a full‑time hire.

  • MIS & dashboards; unit economics; FP&A and runway
  • Compliance calendar & risk register
  • Policy kits—expense, travel, procurement, approvals
  • Audit readiness & diligence packs
What’s included

Deliverables

  • Monthly MIS pack & board deck
  • 12‑month cash‑flow & runway model
  • Budget vs Actual with variance analysis
  • Policy/control playbooks

Typical timeline

  • Kickoff: 1–2 weeks
  • Monthly/quarterly cadence thereafter

What we need

  • Accounting data & bank feeds
  • Sales pipeline & ops metrics
  • Policy docs & approvals matrix

Add‑ons

  • Fundraise data room & diligence support
  • Investor updates & board governance
  • Unit‑economics deep dives
Book VCFOSample MIS
Credit score report 📇Credit Score Repair

Disputes & optimisation

Structured plan to improve and sustain credit health.

  • Dispute inaccuracies; settlements/closures & error removal
  • Utilisation strategy, account mix & repayment calendar
  • Hard vs soft enquiries; score monitoring and alerts
  • Top‑up/refinance options & impact simulation
What’s included

Deliverables

  • 4‑bureau report analysis
  • Dispute letter templates & tracker
  • 90‑day score improvement roadmap
  • Utilisation & account‑mix plan

Typical timeline

  • Plan: 3–5 business days
  • Improvements typically 30–90 days

What we need

  • Latest credit reports (all bureaus)
  • Loan/credit card statements
  • Identity & address proofs

Notes

  • No guaranteed outcomes; compliant process
  • We do not impersonate or misreport data
Fix my scoreFree consult
Debt strategy planning 🧭Debt Resolution

EMI relief & strategy

Exit high‑interest traps with a realistic, trackable roadmap.

  • EMI snowball/avalanche plan; cash‑flow heatmap
  • Negotiations, settlements & credit guardrails
  • Refinance scouting & cost‑benefit analysis
  • Habit loops & autopay calendar
What’s included

Deliverables

  • Debt inventory & prioritised payoff schedule
  • Negotiation scripts & settlement tracker
  • Refinance break‑even analysis
  • 30/60/90‑day execution checklist

Typical timeline

  • Plan: 3–5 business days
  • Execution: ongoing with milestones

What we need

  • All loan/card statements & rates
  • Income & monthly cash‑flow
  • Any collection notices (if applicable)

Add‑ons

  • Legal consult if required
  • Credit repair bundle
Build my planCheck eligibility
Business registration documents 🏁Business Registration

Start right

Pick the right structure and get bank‑ready paperwork.

  • Proprietorship vs LLP vs Pvt Ltd—structure advisory
  • DIN, DSC, name approval, MoA/AoA, PAN/TAN, GST
  • DPIIT Startup India benefits & compliance setup
  • Current account opening & accounting foundation
What’s included

Deliverables

  • Entity choice memo & incorporation docs
  • Government IDs (PAN, TAN) & GST registration
  • Bank account assistance
  • Post‑incorporation compliance checklist

Typical timeline

  • Company/LLP: 3–10 business days
  • GST registration: 3–7 business days

What we need

  • Promoter KYC & address proofs
  • Registered office proof
  • 3–5 name options & business objects

Add‑ons

  • IEC/FSSAI/MSME registrations
  • Accounting & payroll setup
Register nowCompare options
Budgeting notebook and cash flow 📒Budget & Cash Flow

Plan you’ll actually follow

Simple frameworks to make money movement obvious.

  • 50/30/20 vs zero‑based; envelope & bucket systems
  • Household vs small‑biz cash‑flow mapping
  • Emergency fund sizing & sinking funds
  • Quarterly review & goal tracking
What’s included

Deliverables

  • Custom budgeting model (Excel/Sheets)
  • Autopay/UPI automation plan
  • Dashboard for income, EMIs & goals
  • Quarterly review checklist

Typical timeline

  • 2–3 business days for first cut
  • First review at 30 days

What we need

  • 3–6 months statements
  • Income/EMIs & upcoming goals
  • Household/small‑biz expenses

Add‑ons

  • Family budgeting workshop
  • Small‑biz finance coaching
Start budgetingSee a sample
Trademark and intellectual property ®️IP & Trademark

Protect your brand

File, watch, and enforce what you build.

  • Trademark search, filing & replies; logo/wordmark strategy
  • Copyright basics; IP assignment & licensing clauses
  • Brand usage policy; cease‑and‑desist drafts
  • Renewals & portfolio watch
What’s included

Deliverables

  • Search & class strategy report
  • TM filing & acknowledgement receipts
  • Objection/examination reply drafts
  • Watch service & renewal reminders

Typical timeline

  • Filing: 2–3 business days
  • Registration: authority‑dependent (months)

What we need

  • Mark artwork/name & usage
  • Owner KYC & address
  • Goods/services list

Add‑ons

  • Copyright filing
  • Licensing & enforcement advisory
Protect my brandCheck name
How it works
Simple, fast, and online.
1) Say hello on WhatsApp
Tell us what you need; we confirm scope & timeline.
2) Secure docs & kickoff
Upload documents; we start reconciliations/filings.
3) Review & deliver
You review; we finalise filings, reports, or legal docs.
Start on WhatsApp
Clients say it better
Real stories from busy professionals & founders.
“GSTR checks + audit pack saved us during assessment.”
— Abhinav, Director
“Form 16 + AIS mismatches fixed; refund came in fast.”
— Richa, Architect
“SEBI‑RIA portfolio cleaned up duplicate funds.”
— Kavya, Product Lead
FAQ
Do you handle both individuals and companies?

Yes. HNI, freelancers, salaried professionals, startups, and enterprises.

Is everything remote?

Most services are fully online. Physical verification (if any) is coordinated.

How do investments work?

Advice is delivered by SEBI‑registered RIAs/MFDs. We connect you and help with onboarding & paperwork.